TERMS AND CONDITIONS

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE IT IS DEEMED THAT YOU UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS IN FULL. IF YOU DO NOT AGREE TO ANY OF THESE TERMS AND CONDITIONS, YOU ARE NOT AN AUTHORIZED USER OF THIS WEBSITE.

IntroductionSwiss-Sure Company Limited (“Swiss-Sure”) sets up this Website with the intention to provide general information to customers and business partners. It is not Swiss-Sure’s intention to make any offer of insurance products and services or to provide any insurance advice via this Website. Further, as some of the products and services may not be offered or sold in certain jurisdictions, Swiss-Sure will not be able to provide full details on those products or services. Thus, the products and services discussed in the Website may not be suitable for all visitors and any decisions made based on information contained on this Website are the sole responsibility of the visitors. Visitors shall read all terms and conditions associated with the products and services before acquiring any products or services.

Swiss-Sure reserves all rights to change, modify, add or remove any of these terms and conditions at any time for any reasons. You should check the terms and conditions every time you access this Website.

Warranties

This Website may contain inaccuracies or typographical errors and is provided “as available” and “as is” without any warranties or representations, express or implied. Swiss-Sure makes no representations or warranties in relation to this Website or the material and information included on this Website. Swiss-Sure does not guarantee that this Website will operate without interruption or error and accepts no responsibility for any such interruptions or errors, or that the information on this Website is complete, true, accurate or non-misleading.

Swiss-Sure accepts no liability for any direct or consequential loss arising from the use of the information contained on this Website. Swiss-Sure does not warrant that its servers, or email sent from this site, are free of viruses, worms or other harmful components. You download any material through the use of this Website at your own risk, and you will be solely responsible for any damage done to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from Swiss-Sure or through or from the service, shall create any warranty not expressly stated in these terms and conditions.

Trademarks & Images

This Website and the domain names www.swiss-sure.com and www.swiss.sure.com.hk are owned by Swiss-Sure, a Hong Kong-based international insurance broker and a Member of The Hong Kong Confederation of Insurance Brokers (Member Number: 0053).

Images displayed on this Website are the property of, or used with permission, by Swiss-Sure. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted herein. Any unauthorised use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Links to Other Websites

Swiss-Sure may establish links between this Website and one or more Websites operated by third parties. Swiss-Sure has no control over any such other Websites, the contents therein or the products/services offered. The existence of any such links shall not constitute an endorsement of, or representation or warranty by Swiss-Sure regarding such Websites, the contents of the Websites, the products or services of the Websites or the operators of the Websites. Your access to and use of such linked Websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. Swiss-Sure disclaims responsibility for the privacy policies and customer information practices of third-party internet Websites hyperlinked from our Website.

Jurisdiction and Governing Law

The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Swiss-Sure or its affiliates to any registration requirement within such jurisdiction or country. Most products and services referred to on this Website are intended to be made available only to residents in Hong Kong, with the exception of certain international or global insurance products.

These terms and conditions shall be governed by, and shall be construed in accordance with, the laws of Hong Kong. The courts of Hong Kong shall have non-exclusive jurisdiction to hear and determine any suit, action or proceeding, and to settle any disputes, which may arise out of or in connection with these terms and conditions and, for such purposes, you agree to submit to the jurisdiction of the courts of Hong Kong. You hereby waive any objection which might at any time require the courts of Hong Kong to be nominated as the forum to hear and determine any proceedings and to settle any disputes.

Limitation of Liability

SWISS-SURE AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THIS WEBSITE), EVEN IF SWISS-SURE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, FROM THE USE OR ATTEMPTED USE OF THIS WEBSITE OR ANOTHER LINKED WEBSITE.

Disclosure

Swiss-Sure is remunerated for its services rendered to clients by the receipt of commission paid by insurers. Your agreement to proceed with an insurance transaction with Swiss-Sure shall constitute your consent to the receipt of commission by Swiss-Sure.

Privacy Policy

Please review our privacy policy, which forms part of these terms and conditions and hereby is incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.

October 2015